Are Your A Wall Street Conservative?

by Rahn Naro

There are many different ways and methods of investing, and often they will depend on your own personality for investing. Many of us will have a friend or associate who is very aggressive with their investments, while others are very conservative, and struggle even to invest in low risk ventures.

When you make the decision to invest, take the time to analyze your own personality, the amount of money you can invest, and your own financial goals. While there is no single method right for everyone, it's wise to be aware of market possibilities. While conservative investments are not immune to downturns, they will neven experience the possibility of 500% growth in a week available to penny stocks.

The very first thing you'll need to do concerning your investments, is determine what type of investor you are, how much you have to invest, and what are your own investment goals. If you're a gambler, or someone who enjoys the thrill of watching the market rise and fall, aggressive investing may be perfect. If on the other hand, these type of investments cause anxiety, it might be well to look for more conservative investments.

Obviously the economic and global political climate affect the market, but there will always be ups and downs, not matter the climate. The old expression "Buy, when the blood is running in the streets", is certainly true. And if perchance you pick a loser, it is not advised to hang on hoping for a turnaround, learn from your mistakes and invest another day. My granddad taught me... "Never throw good money after bad" it was true in his generation and it's true today.

Here are a few guidelines...

one of the key points an investor must determine is how soon they require the return of their capital. Some will be investing for the long term, others will be hoping for quick gains, and the ability to use these gains to enhance their lifestyle. This is certainly an indication of your investment personality, and whether you're willing to do the necessary research to buy quality stocks before everyone jumps on board.

Will you need your money back quickly, or will you let it sit for the long-term? If you're someone who needs your money quickly, do you have the proper mentality to watch the markets rise and fall on a daily basis? It will often be necessary to jump in and out of a position as trends change, are you prepared for this? If not you might be better suited to buy established stocks and hold for long-term gains?

what is your area of interest concerning investing? While we believe that penny stocks have the greatest opportunity for quick ROI (return on investment), you may have a leaning towards other areas of which there are many. It would be In your own best interest to learn as much as possible about your area of interest, since few of us have the time or inclination to learn every area of investing.

Becoming an investor in today's market is a challenging enterprise, however using sound strategies and proper picks, your upside potential can be enormous.

When you decide to invest, you've embarked on a road they can be both challenging and rewarding. Take the time to determine and understand both your short-term and long-term goals, which would help determine your investing personality. Once you've made these decisions, you'll either need to do your own research, or be aligned with quality investment newsletters, or financial websites.

Take the time today, even before you're ready to invest, to set up your brokerage account and fund it. This will allow you to be ready to move when the timing and pricing is in your favor. - 20490

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Are You Building A Wall?

Are You Building A Wall?

 

By John Delellis

 

Americans throw away enough paper in a year to build a wall 12 feet high from New York City to Los Angeles.  This fact is from earth911.org, a public service Website that focuses on recycling issues.  Now that's a lot of paper!

 

Despite the hype that computer makers fed us a few years ago, the computer has NOT decreased the paper used in most offices today.  According to the U.S. Conference of Mayors Clean Your Files Day Program, the average citizen uses 1 ½ pounds of paper per day.  The average office employee uses 10,000 sheets of paper per year according to

the Environmental Defense Fund.

 

Now that's just the figures on paper.  What about the ink cartridges and cell phones that are tossed into landfills each year.  No matter how you slice it, recycling today is big business.

 

Whether it's glass, paper, plastic, steel, ink cartridges, computers, magazines, cardboard boxes, cell phones or another material, recycling products reduces waste and cost, and saves energy and resources.  So why isn't your business utilizing a recycling program?

 

Many small business owners feel overwhelmed when asked about recycling, but it needn't be daunting because there are a lot of resources available.  Many of them are just an Internet click away.  Some that you might look at are:

            www.earth911.org

            www.epa.gov/recyclecity/

            www.greenofficerecycling.com

            www.obviously.com/recycle

            www.nre-recycle.org

            www.recyclingtoday.com

 

There may also be businesses nearby you that have "been there and done that" and may be willing to share advice, strategies, plans, and programs.  Why reinvent the wheel when you can duplicate it?

 

Here are 18 steps that will help start your recycling program, and help your business become a good corporate citizen:

 

1. Make the decision to start. Believing that a recycling program is positive and beneficial to the business must exist as the foundation.
2. Get "buy-in" from other manage-ment and employees.
3. Decide if you need a "designated" recycling coordinator.  This could be a volunteer who feels strongly about the subject.
4. Find a mentor or model.  Find a business similar in size that has a successful program and ask for help.
5. Create a program plan.  This should include goals and measurable objectives.
6. Know what can be recycled – what to collect and what to toss.  There are regulations as to what can and cannot be recycled.
7. Understand recycling and educate the team.  Tell your employees why you want to recycle, why it's important and what's expected of each employee.
8. Determine a collection method. Decide from the beginning whether recyclables will be commingled or separated by source.
9. Make recycling convenient and easy. Don't skimp on collection bins, for example.  If a bin is easier to find than a trash can than your program is bound to work.
10. Choose a method for removal. Here in Santa Clarita we're fortunate to have our own trash companies alert about recycling and willing to assist citizens.
11. Establish program guidelines.  Keep it simple and foolproof for employees.
12. Launch your program and get team "buy in".   Make it fun.  Schedule a kick off program, or even a company-wide contest to name the program.
13. Implement!  Now it's time to put the program into practice.  Purchase and place bins, label recycling areas/bins.  Make sure you place signs about what is recyclable and what isn't in the same vicinity as the collection bins.
14. Promote and market your program.  Keep the momentum going among your employees.  Some companies even offer incentive programs to recognize individuals or departments for their efforts.
15. Evaluate the program periodically.  Analyze your program's effectiveness and let team members know the result.  How much waste is being saved? Is it reducing costs? Are supply expenses lower?
16. Keep it going and build on the program.  If you started with just paper, now extend it to plastic/ink cartridges, for example.
17. Publicize successes.  Internally promote the program with workers via a newsletter or email.  Externally, use it for a PR boost by sharing results with local and trade publications with a Press Release. Hey, great advertising!
18. Close the loop.  Buy recycled content products for your business, reduce waste in the office, and reuse materials when possible.

 

The start of a new business year is the perfect time to start a recycling program in your business.  It's just what's needed to re-energize holiday-worn workers, and make them feel like a part of your company's planning team.  Happy Recycling!

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